Social Security Maximizer – use of client’s maximum benefits at FRA

I ran a plan for a couple which recommends the lower earner (male) take benefits at 70, and the higher earner (female) take benefits at 69yrs, 2mos. (He’s 10 months older than her.) I don’t have a problem with that, but when I go to Benefits By Start Age, it shows the higher earner taking spousal benefits at FRA. If it’s recommending she take spousal at FRA, then her own at 69, why doesn’t it say that in the Action Plan?

Wealth Planner

Just signed up for the free trial of your Wealth Planner software. Overall good impression; good to see that you guys don’t ask for the credit card info upfront. Quick question, I would like to spend some more time exploring the free trial but I’m taking a few weeks off. Is there a time limit on trial period?

Maximum Social Security Benefit Comparison with the ones at full retirement age

Hi. When I look at the chart comparing maximized benefits with those at full retirement income, the total benefits for spouse appear to be higher than what she will collect on her own record? If I look at her benefits schedule for full retirement age, her total lifetime benefits add up to about $781,000.  But in the comparison with maximized scenario, I see the amount to be about $856,000. Can someone tell me why it’s about $75,000 more?


Better Client Reports & Improved User Experience in New Social Security Maximizer™

Dear Social Security Maximizer™ users,

We’re extremely pleased to announce the redesigned version of the Social Security Maximizer™. Beside a highly improved user experience, you will also notice a rich set of client reports. Here are some of the highlights of the new version of this software.

The software has been redesigned for optimal use via any device. In particular, when you use a smart phone, you will not have to scroll horizontally.

The overall interface for data input and reports has a highly improved format.

You can now login into the software using any one of three popular social networks. That means you don’t need to maintain one more password for this software.

In case of maximization for client reports, the report now compares the benefits of recommended  strategy versus no strategy. This will help you in clearly communicating the value of Social Security planning.

Client reports now have much better quality of graphs and other contents.

And yes, it has new Social Security rules that went into effect on 11/2/2015.

As always, please share your feedback with us either via online chat or email support at gowealthpro dot com.

GoWealthPro Team