In a recent survey of over 400 plan sponsors ( http://www.plansponsor.com/Fee_Disclosures_Had_Negligible_Effect_on_Participants.aspx ), it was found that only 1% of plan sponsors participating in the survey reported seeing positive or negative changes in participant behavior. Is it surprising? If a plan participant has an issue with fees what can he/she do about it?
Monthly Archives: July 2013
Modeling a fixed rate of return in cash flow based planning
My client has some savings in a CD account earning a fixed rate of return. What’s the best way to model it?