Maximum Social Security Benefit Comparison with the ones at full retirement age

Hi. When I look at the chart comparing maximized benefits with those at full retirement income, the total benefits for spouse appear to be higher than what she will collect on her own record? If I look at her benefits schedule for full retirement age, her total lifetime┬ábenefits add up to about $781,000. ┬áBut in the comparison with maximized scenario, I see the amount to be about $856,000. Can someone tell me why it’s about $75,000 more?

2 thoughts on “Maximum Social Security Benefit Comparison with the ones at full retirement age

  1. Great question. Look at the difference in life expectancy between the two spouses. Although she’s starting with her own benefits but if her spouse passes away before her, she will be eligible for survivor benefits. If her spouse was getting higher benefits then she will get those benefits (full amount). Can you please check and confirm?

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